Welcome to SpareChange legal. Please click on the tabs to read through our Terms and Conditions, Privacy Agreement and Fees

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SECTION I – DEFINITIONS

1.1  APP AND SITE

Welcome to SpareChange, Inc. We have both a mobile application (“App”) and a website (“Site,” and both, the “Platform”) and these Terms and Conditions (the “Notice”) apply to both. The Site is hosted by Azure, a Microsoft cloud offering, and is available at gosparechange.com. The App is available for iOS at the App Store and Android at Google Play.

1.2  COMPANY/PROVIDER

SpareChange, Inc., a Washington corporation, is the owner and provider of the Platform (the “Company” or the “Provider”). The Company is also referenced as “us” or “we” within this Notice. SpareChange Foundation, a Washington non-profit organization, processes and handles donations on behalf of the Company to one or more non-profit organizations selected by the User.

1.3  USER

You are the User if you view the contents, images, or information on or from the Platform and if you download or register to use the Platform. The User is also referenced as “you” or “your” within this Notice.

1.4  NOTICE

You agree to accept and to be bound by this Notice and the Privacy Policy. Please read this Notice carefully before using the Platform. By viewing or otherwise using the Platform, you agree that you are 13 or older and AGREE TO BE BOUND by this Notice, which, together with our Privacy Policy, governs the relationship between you and the Provider of the Platform. We generally keep these Terms and Conditions of Use posted on our Platform and you should review them frequently, as we reserve the right to change them from time to time without prior notice to you. Any changes will be effective immediately upon posting of the revised Terms and Conditions of Use. WHEN YOU ACCESS OUR PLATFORM, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS OF USE, OR TO ANY CHANGES WE MAY SUBSEQUENTLY MAKE, IMMEDIATELY STOP ACCESSING OUR PLATFORM.

1.5  PRIVACY POLICY

Access our Privacy Policy at our Site, at gosparechange.com/legal under the “Privacy Agreement” tab.

1.6  CHANGES

We reserve the right to, in our sole discretion, change, modify, add, or delete portions of this Notice at any time. We will provide notice of such changes only by posting the updated Notice on our Platform and changing the “last updated” date associated with this Notice. This Notice applies exclusively to your access to, interaction with, and use of, this Platform and does not alter in any way the terms or conditions of any other agreement you might have with the Company or the Platform. We encourage you to review our Notice each time you visit our Platform to check if it has been updated since your last visit. If you have any questions or comments regarding the use of the Platform, please direct your questions or comments to legal@gosparechange.com.

1.7  SUBMITTED ITEM

Any contact information, name, address, GPS location, photograph, image, comments, feedback, suggestions, notes, and other information, content or material, or other item that you or your agents disclose, email, fax, offer, text, or post to the Platform or otherwise disclose to the Company (the “Submitted Item”). Submitted Items do not include your bank or payment card numbers or information.

1.8 PLAID

App uses Plaid Technologies, Inc. (“Plaid” to gather End User’s data from financial institutions. By using our service, you grant App and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy.

SECTION II – PLATFORM USE.

The use of the Platform is subject to the following terms and conditions of use:

2.1

The content of the Platform and services available through the Platform are for your general information and use only. It is subject to change without notice.

2.2

The Company IS NOT A CHARITY, but rather assists Users to donate to charities through its Platform. By setting up a User account on the Platform, you can select from the charities on the Platform and make donations to the chosen charity (the “Donation”). There are two methods for making Donations, as follows:

A.

The User may make a one-time Donation by selecting a charity and a Donation amount through the Platform. Upon the User’s confirmation, the Company charges the Donation amount to the User’s selected payment method (the “Payment Method”). A processing fee (the “Fee”) is deducted from the Donation amount prior to donating to the charity chosen by the User. The User will receive a confirmation email at the email address on the User’s account from the Company regarding the Donation. The Donation amount, which includes the Fee, are paid to the Company, and on the last day of every month, the Company donates the Donation to the charity that was chosen by the User.

B.

The User may also make repeated Donations by enrolling in Triggered Donations, whereby the Company automatically donates on the User’s behalf based on purchases made by the User. To enroll, the User should select Triggers in the User’s account on the Platform. The User must enter the debit or credit card information for any bank cards that the User would like monitored for Donations. The User must select the type of transactions to be associated with Donations, such as groceries, restaurants, gasoline, entertainment, and more (the complete list can be found under Triggers in the app). The User must select the amount to donate each time a purchase is made on the chosen bank cards in the chosen type (for example $1 for each grocery purchase on the credit card). The User must select which charity the Donations will go to. Each time the User’s card monitoring Donations reach a minimum of $15.00, the Company will withdraw the total amount, which includes its Fee from the User’s Payment Method, which may or may not be the bank card that the User selected for monitoring. The Company will send the User a confirmation email to the email address for the User’s account after each withdrawal. The User can access totals for Donations waiting for withdrawal, Donations previously withdrawn, and the Company’s Fees through the Platform at any time. The User may cancel or adjust the card monitoring Donations through the Platform at any time. THE COMPANY CANNOT WARRANT NOR GUARANTEE THAT THE CARD MONITORING DONATIONS WILL BE COMPLETE AND ACCURATE. Users should monitor their charges and withdrawals and email the Company as soon as possible after noticing an error at support@gosparechange.com. The Company will correct all errors as soon as reasonably possible.

A list of available Payment Methods and current Fees can be found under fees at www.gosparechange.com/legal

Refunds

I.

One-time Donations made as described above in section 2.2(a) are FINAL. No refunds will be given.

II.

Donations made via Triggered Donations may be refunded if a request is sent at least 7 days prior to either the Donations being withdrawn from the User’s account or the Donations reaching the $15.00 amount, as described above in section 2.2(b). REFUNDS ARE NOT GUARANTEED and will only be made on a case by case basis, within the Company’s sole discretion. To request a refund, Users must contact the Company at support@gosparechange.com and include in the email: the confirmation number of the Donation transaction from which the refund is requested, the dollar amount requested to be refunded, and the reason for requesting the refund. The Company will reply to the refund request as soon as reasonably possible after receipt.

2.3

Users may also use the Platform’s tax calculator, through which the User can calculate how much money in Donations the User would need to make in order to be moved into a lower federal tax bracket (the “Tax Calculator”). To use the Tax Calculator, the User enters annual income and type of tax filing. The Tax Calculator calculates the User’s tax bracket. Then the User enters deductions expected throughout the year. The Tax Calculator calculates how much money the User needs to donate in order to be moved to the tax bracket just below the User’s current tax bracket. THE COMPANY IS NOT A CERTIFIED PUBLIC ACCOUNTANT AND DOES NOT GIVE TAX ADVICE. The Tax Calculator is merely an interactive User tool to give you a general idea of how Donations might be beneficial to you. THE COMPANY DOES NOT WARRANT NOR GUARANTEE THAT ANY INFORMATION PROVIDED BY THE TAX CALCULATOR IS COMPLETE AND ERROR-FREE AND USERS SHALL NOT RELY ON THE TAX CALCULATOR FOR TAX INFORMATION OR ADVICE. THE COMPANY RECOMMENDS THAT USERS SPEAK WITH A CERTIFIED PUBLIC ACCOUNTANT REGARDING ALL TAX MATTERS. USERS ACCEPT SOLE LIABILITY FOR THEIR OWN TAXES.

2.4

Between January 1 and February 15 of each year, the Company will send each User that submitted a Donation through the Platform during the previous year a letter that states the amounts, dates, and charities for each Donation submitted by the User during the previous year (the “Donation Letter”). At any time, the User can access a copy of the User’s Donation Letter for a previous year or the current year up to the date of access from the Platform. THE COMPANY DOES NOT SUBMIT ANY INFORMATION WHATSOEVER ON THE USER’S BEHALF TO THE LOCAL, STATE, OR FEDERAL GOVERNMENTS NOR TO THE INTERNAL REVENUE SERVICE (“IRS”). You are solely in control of the use or dissemination of Donation Letter(s) received or obtained from the Company. The Company does not warrant nor guarantee that the Donation Letter(s) will be free from errors, omissions, or defects. You should check your Donation Letter(s) for inaccuracies or omissions and notify us at support@gosparechange.com of any discovered, so that we may correct your Donation Letter(s) and replace them with accurate Donation Letter(s).

2.5

THE COMPANY CANNOT AND DOES NOT WARRANT NOR GUARANTEE THAT THE PLATFORM, DONATION, DONATION LETTER, OR THIRD PARTY SERVICE PROVIDERS WILL FUNCTION AS INTENDED, BE COMPLETE, OR BE ERROR- FREE. The Company merely provides the Platform to facilitate donations to charities: THE COMPANY IS NOT AN ACCOUNTANT, TAX ADVISOR, OR OTHER PROFESSIONAL AND IS NOT LIABLE FOR ANY TAX ERROR OR OMISSION THAT MAY OR MAY NOT BE CAUSED BY OR RELATED TO THE USER’S USE OF THE PLATFORM. The Company does not submit, calculate, evaluate, or in any way assist or contribute to the filing of your taxes.

2.6

The Company does not evaluate nor investigate the charities listed on the Platform and therefore CANNOT AND DOES NOT WARRANT NOR GUARANTEE THAT DONATIONS TO CHARITIES ON THE PLATFORM WILL BE USED AS THE USER INTENDED UPON MAKING THE DONATION OR AS ADVERTISED BY THE CHARITIES. The Company cannot and does not control nor influence the charities listed on its Platform in any way and therefore CANNOT AND DOES NOT CONTROL NOR INFLUENCE IN ANY WAY THE USE OF THE DONATION MADE BY THE USER. All Donations are made AT YOUR SOLE RISK and the COMPANY SHALL NOT BE LIABLE in any way whatsoever for the use or nonuse of Donations by charities listed on the Platform.

2.7

Although the Company takes reasonable steps to keep your information secure, including but not limited to your banking and payment information and tax information, THE COMPANY CANNOT GUARANTEE NOR WARRANT THAT THE SECURITY OF YOUR INFORMATION WILL NEVER BE BREACHED BY UNAUTHORIZED THIRD PARTIES, SUCH AS HACKERS. Should the Company become aware of any security breach that may have allowed an unauthorized third party access to your information, the Company will notify you as soon as reasonably possible via the email address that you have provided in your account. The Company ASSUMES NO LIABILITY FOR ANY FEES, COSTS, OR DAMAGES CAUSED BY UNAUTHORIZED THIRD PARTIES ACCESSING YOUR INFORMATION.

2.8

Your use of any information or materials on the Platform or use of the Platform is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this Platform meet your specific requirements. No other products, services, or information shall be provided other than what is described on the Platform. Verifying the accuracy of your personal and contact details (including, but not limited to, contact information, names, relationships, check-in schedules, or payment information) in the Platform is your responsibility and the Platform is not liable for any problems or issues that may arise due to inaccurate information provided by you.

2.9

THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE COMPANY DOES NOT REPRESENT OR WARRANT THAT MATERIALS ON THIS PLATFORM OR THAT INFORMATION PROVIDED IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE.

2.10

By offering Submitted Items to the Platform, either online or offline, whether or not solicited by the Company or the Platform, you hereby grant to the Platform an irrevocable, nonexclusive, perpetual, worldwide, royalty-free right and license to use, modify, reproduce, distribute, make derivative works of, sublicense, and otherwise commercially and non-commercially exploit your Submitted Items and all copyright, trade secret, trademark, or other intellectual property rights therein, in any manner or medium now existing or hereafter developed (including but not limited to print, film, or electronic storage devices), and the exclusive right to use, modify, reproduce, distribute, make derivative works of, sublicense, and otherwise exploit all such materials on commercial websites, without compensation of any kind to you or any third party. You hereby represent and warrant (A) you have all necessary right, power, and authority to grant the license set forth herein to your Submitted Item, and (B) your Submitted Item does not violate, misappropriate, or infringe any copyright, trade secret, trademark or other intellectual property right of any third party. You will take, at the Company’s expense, any further action (including, without limitation, execution of affidavits and other documents) reasonably requested by the Company to effect, perfect, and confirm the license granted to the Company to your Submitted Item as set forth herein. Use of any Submitted Items is at the sole discretion of the Company and the Company is under no obligation to use any Submitted Item. If your Submitted Item is used and/or by the Company, we may include your name or biographical information in conjunction with such use. By submitting, disclosing, or offering a Submitted Item, you hereby grant the Company the right to use your name in connection with the use of your Submitted Item.

2.11

The trademarks, designs, copyrights, logos and service marks (“Marks”) displayed on the Platform are the property of the Company and other parties. You are prohibited from using any Marks for any purpose including, but not limited to, use as metatags on other pages or websites on the World Wide Web without the written permission of the Company or such third party, which may own the Marks. All information and content located on the Platform is protected by copyright. You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content available on or through the Platform for commercial or public purposes. Unauthorized use of the Platform may give rise to a claim for damages and/or be a criminal offense.

2.12

The Platform and Company use third party service providers (the “Third Party Service Providers”). By making use of some or all of these services on the Platform, you hereby consent and authorize us to delegate the authorizations and share the information that you provide to us with our Third Party Service Providers to the extent required to provide the Platform to you. The Platform uses the following Third Party Service Providers: Azure, Guidestar, Stripe, Plaid, Twilio, SendGrid, Slack, Trello, Visual Studio Team Services, HockeyApp, and USPS Web Tools. By using the Platform, you agree to be bound by the terms and conditions of each of the Third Party Service Providers. The terms and conditions are located as follows:

  • Azure: https://azure.microsoft.com/en-us/support/legal/
  • Guidestar: https://learn.guidestar.org/terms-of-use
  • Stripe: https://stripe.com/us/terms/
  • Plaid: https://plaid.com/legal/
  • Twilio: https://www.twilio.com/legal/tos
  • SendGrid: https://sendgrid.com/tos/
  • Slack: https://slack.com/terms-of-service
  • Trello: https://trello.com/legal
  • Visual Studio Online: https://www.visualstudio.com/en-us/legal/terms-of-service- vs.aspx
  • USPS Web Tools: https://www.usps.com/business/web-tools-apis/distributor- guides.htm

If the terms and conditions of any Third Party Service Provider are no longer available at the locations listed above, or you have any questions or concerns regarding the terms and conditions of any Third Party Service Provider, you must contact the Third Party Service Provider directly. The links above are provided for your convenience only.

2.13

This Platform provides links to other sites by allowing you to leave this Platform to access third-party material or by bringing third-party material into this Platform via “inverse” hyperlinks and framing technology (a “Linked Site”). The Platform and the Company have no discretion to alter, update, or control the content on a Linked Site. The fact that the Platform has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers. There are inherent risks in relying upon, using or retrieving any information found on the internet, and the Company urges you to make sure you understand these risks before relying upon, using, or retrieving any such information on a Linked Site.

2.14

All content, products and services on the Platform, or obtained from a Linked Site are provided to you “AS IS” without warranty of any kind, either express or implied, including but not limited to, the implied warranties of merchantability and fitness for a particular purpose, title, non-infringement, security or accuracy. THE COMPANY DOES NOT REPRESENT OR WARRANT THAT THIS PLATFORM, ANY LINKED SITE, ANY SERVER, OR THIRD PARTY SERVICE PROVIDER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ACKNOWLEDGE YOUR USE OF THE PLATFORM AND CONTENT IS AT YOUR SOLE RISK.

2.15

The Company does not endorse and is not responsible for (a) the accuracy or reliability of an opinion, advice or statement made through the Platform by any party other than the Company, (b) any content provided on Linked Sites, or (c) the capabilities or reliability of any product or service obtained from a Linked Site. Other than as required under applicable consumer protection law, under no circumstance will the Company be liable for any loss or damage caused by your reliance on information obtained through the Platform or a Linked Site, or your reliance on any product or service obtained from a Linked Site. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any opinion, advice, or other content available through the Platform or obtained from a Linked Site. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific opinion, advice, product, service, or other content.

2.16

The information, software, products and descriptions of services published on the Platform or a Linked Site may include inaccuracies or typographical errors, and the Company specifically disclaims any liability for such inaccuracies or errors. The Company does not warrant or represent that the content on the Platform is complete or up-to-date. The Company is under no obligation to update the content on the Platform. The Company may change the content on the Platform at any time without notice. The Company may make improvements or changes to the Platform at any time.

2.17

You agree that the Company, its affiliates and any of their respective officers, directors, members, employees, or agents shall not be liable, whether in contract, tort, strict liability or otherwise, for any indirect, punitive, special, consequential, incidental or indirect damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity) or attorney fees or costs arising out of or in connection with the delay or inability to use the Platform or a Linked Site, or with the delay or inability to use the Platform or a Linked Site, even if the Company is made aware of the possibility of such damages. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect your equipment, failure of mechanical or electronic equipment or communication lines, telephone or interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems, or any force majeure. THE COMPANY CANNOT AND DOES NOT GUARANTEE YOUR CONTINUOUS, UNINTERRUPTED, AND SECURE ACCESS TO THE PLATFORM.

2.18

It is your exclusive obligation to maintain and control passwords to your account. The Company shall not be liable for any loss or damages of any kind, under any legal theory, caused by your failure to comply with the foregoing security obligations or caused by any person to whom you grant access to your account. You are exclusively responsible for all activities that occur in connection with your username and password. You agree to immediately notify the Company of any unauthorized uses of your username and password or any other breaches of security.

2.19

You agree that you will not receive interest or other earnings on the account(s) the Company handles and places in pooled accounts. Company does not typically receive interest on funds held for its users. However, in consideration for your use of the service, you irrevocably transfer and assign to Company any ownership right that you may have in any interest that may accrue on funds held in pooled accounts. This assignment applies only to interest earned on your funds, and nothing in this Agreement grants Company any ownership right to the principal of the funds you maintain with Company.

2.20

Gifts made via SpareChange will be received by SpareChange Foundation as agent to be transferred to the charities, and thereafter will normally be a tax-receipt donation made by the Donor to the charity. All such donations will be subject to a fee (Please see “Donation Processing” tab for more information), which is deducted from amounts disbursed by SpareChange Foundation to the Eligible Charity to account for overhead expenses and merchant account charges.

2.21

Donation Funds may be disbursed by Electronic Funds Transfer (EFT), Automatic Clearing House (ACH) or manual checks. To add your Eligible Charity’s banking information with SpareChange, please send us an e-mail at support@gosparechange.com. Unless an ACH form is filed, distributions will be by manual check. No additional processing fees will be made on distributions made to an Eligible Charity by means other than EFT/ACH. Donation Funds allocated to Eligible Charities must exceed the threshold imposed by SpareChange (the “Donation Threshold”) before a check or disbursement is made to an Eligible Charity. The Donation Threshold can be modified at any time by SpareChange Foundation in its discretion.

2.22

Should you wish to close your account, you may either:

  1. Contact support@gosparechange.com and request that your account be cancelled. The Company will manually cancel your account as soon as reasonably possible after receiving your request.
  2. Uninstall the App and cease all use of the Platform. After 15 months of inactivity, your account will automatically be cancelled. The Company will send you a reminder email 30 days prior to the date of closing and if you wish your account to remain open, you must log in to your account. Otherwise, your account will be automatically deleted at the expiration of the 30 days. Note that if you set up EasyDonate, your account is considered active even if you do not log in.

SECTION III – DISPUTE RESOLUTION

3.1

In the event of disputes resulting from the use of the Platform, the parties will first consult together with a view to resolve the dispute amicably.

3.2

If the parties are unable to resolve a dispute amicably, it will be referred to the Superior Court in King County, Washington.

3.3

Your use of the Platform and any dispute arising out of such use of the Platform is subject to the laws of King County, Washington and applicable federal law without regard to conflicts of laws principles.

This Privacy Policy applies to the website and mobile app (the “Platform”) controlled by SpareChange, Inc. (the “Company,” “us” “we,” or “our”), where the Privacy Policy is posted. “Platform” includes websites hosted by one or more web servers {however accessed and/or used, whether via personal computers, mobile devices or otherwise (collectively, “Computer”)} and other interactive features, applications, or downloads that are operated by us and that are available through, or interact with, systems where this Privacy Policy is posted. This Privacy Policy does not apply to our collection of information from other sources (unless specifically stated). Please read the following to learn more about our Privacy Policy, which includes compliance with state of Washington Privacy Rights (see also http://www.privacyprotection.ca.gov).We have adopted this Privacy Policy to explain what information may be collected on our Platform, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy, together with the Terms and Conditions of Use posted on our Platform, sets forth the general rules and policies governing your use of our Platform.  Depending on your activities when visiting our Platform, you may be required to agree to additional terms and conditions.

We generally keep this Privacy Policy posted on our Platform and you should review it frequently, as we reserve the right to change it from time to time without prior notice to you. Any changes will be effective immediately upon posting of the revised Privacy Policy. We will not use your personally identifiable information, however, in a manner materially different than what was stated at the time it was collected without your consent. WHEN YOU ACCESS OUR PLATFORM, YOU AGREE TO THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, OR TO ANY CHANGES WE MAY SUBSEQUENTLY MAKE, IMMEDIATELY STOP ACCESSING OUR PLATFORM.

INFORMATION WE COLLECT

OUR PLATFORM TYPICALLY COLLECTS TWO (2) KINDS OF INFORMATION ABOUT YOU: (A) INFORMATION THAT YOU PROVIDE THAT PERSONALLY IDENTIFIES YOU; AND, (B) INFORMATION THAT DOES NOT.

PERSONALLY IDENTIFIABLE INFORMATION:

Our definition of personally identifiable information includes any information that may be used to specifically identify or contact you, such as your name, mail address, phone number, etc. As a general policy, we do not automatically collect your personally identifiable information when you visit our Platform. In certain circumstances, we may request, allow or otherwise provide you an opportunity to submit your personally identifiable information in connection with a feature, program, promotion or some other aspect of our Platform. For instance, you may: (a) provide your name, mail/shipping address, e-mail address, credit card number, phone number, or other information when using our Platform; or (b) provide your e-mail address when registering with our Platform. Certain information may not be personally identifiable when standing alone (e.g., your age), but may become so when combined with other information (e.g., your age and name). Whether or not you provide this information is your choice; however, in many instances this type of information is required to participate in a particular activity, realize a benefit we may offer, or gain access to certain content on our Platform.

NON-PERSONAL INFORMATION:

Our definition of non-personal information is any information that does not personally identify you. Non-personal information can include certain personally identifiable information that has been de-identified; that is, information that has been rendered anonymous. We and/or our third party service providers obtain non-personal information about you from information that you provide us, either separately or together with your personally identifiable information. We and/or our third party service providers also automatically collect certain non-personal information from you when you access our Platform.

HOW WE USE & SHARE THE INFORMATION COLLECTED

PERSONALLY IDENTIFIABLE INFORMATION:

The personally identifiable information you submit to us is generally used to carry out your requests, respond to your inquiries, better serve you, or in other ways naturally associated with the circumstances in which you provided the information. We may also use this information to later contact you for a variety of reasons, such as customer service, to provide you with information or services or process transactions that you have requested or agreed to receive, to provide you with marketing or promotional information for our products or those of other affiliated companies (“Affiliated Companies”), to communicate with you about content or other information you have posted or shared with us via our Platform or with regard to your use of the Platform and, in our discretion, changes to the Platform and/or Platform policies, for internal business purposes, or for purposes disclosed at the time you provide your information or as otherwise set forth in this Privacy Policy. You may opt-out from receiving future promotional information from us, or direct that we not share your information in the future with any Affiliated Companies or third parties for their direct marketing purposes, as set forth below in Section I.

In certain instances we may also share your personally identifiable information with our third-party vendors performing functions on our behalf (or on behalf of our affiliated companies) – e.g., vendors that process credit card orders, deliver our merchandise, administer our promotions, provide us marketing or promotional assistance, analyze our data, assist us with customer service, etc. Our vendors agree to use this information, and we share information with them, only to carry out our requests. Except as provided in this Privacy Policy, our Terms and Conditions of Use, or as set forth when you submit the information, your personally identifiable information will not be shared or sold to third parties without your consent.

NON-PERSONAL INFORMATION:

In addition to any personally identifiable information or other information that you choose to provide to us on the Platform, we and our third-party service providers may use a variety of technologies, now and hereafter devised, that automatically collect certain web site usage information whenever you visit or interact with the Platform. This information may include browser type, operating system, the page served, the time, the source of the request, the preceding page view, and other similar information. We may use this usage information for a variety of purposes, including to enhance or otherwise improve the Platform. In addition, we may also collect your IP address or some other unique identifier for the particular device you use to access the Internet, as applicable (collectively, referred to herein as a “Device Identifier”). A Device Identifier is a number that is automatically assigned to your Computer, and we may identify your device by its Device Identifier. When analyzed, usage information helps us determine how our Platform is used, such as what types of visitors arrive at the Platform, what type of content is most popular, what type of content you may find most relevant, and what type of visitors are interested in particular kinds of content and advertising. We may associate your Device Identifier or web site usage information with the personally identifiable information you provide, but we will treat the combined information as personally identifiable information. Platform usage information may be collected using various methods, such as the following:

WEB BEACONS

Small graphic images or other web programming code called web beacons (also known as “1×1 GIFs” or “clear GIFs”) may be included in our web pages and e-mail messages. Web beacons may be invisible to you, but any electronic image or other web programming code inserted into a web page or e-mail can act as a web beacon. Web beacons or similar technologies may be used for a number of purposes, including, without limitation, to count visitors to the Platform, to monitor how users navigate the Platform, to count how many e-mails that were sent were actually opened or to count how many particular articles or links were actually viewed.

COOKIES

A cookie is a data file placed on a Computer when it is used to visit the Platform. Cookies may be used for many purposes, including, without limitation, tracking user preferences and web pages visited while using the Platform. You may be able to remove, reject and/or disable some types of cookies using your browser’s preferences or other programs. Some features of the Platform may not function properly or may operate slowly if you disable, delete, or refuse to accept cookies. Some of the cookies we use may be “Flash” cookies. A Flash cookie is a data file placed on a Computer via the Adobe Flash plug-in that may be built-in to or downloaded by you to your Computer.

While they are harmless, depending on your browser, these cookies may not be deleted when your cookies are deleted or disabled and, in some instances, they may cause your cookies to reappear in your browser. Please check your browser to determine where these types of cookies are stored and how they may be deleted or disabled.

MOBILE DEVICE IDENTIFIERS

Certain mobile service providers uniquely identify mobile devices and we or our third-party service providers may receive such device information if you access the Platform through mobile devices. Certain features of our Platform may require collection of mobile phone numbers, and we may associate that phone number to mobile device identification information. Additionally, some mobile phone service providers operate systems that pinpoint the physical location of devices that use their service. Depending on the provider, we or our third-party service providers may receive this information.

EMBEDDED SCRIPTS

An embedded script is programming code that is designed to collect information about your interactions with the Platform, such as the links you click on.

The code is temporarily downloaded onto your Computer from our web server or a third- party service provider, is active only while you are connected to the Platform, and is deactivated or deleted thereafter.

Information collected through passive means may be non-identifying or may be associated with you. In the latter case it will be treated as personally identifiable information.

We use non-personal information in a variety of ways, including to help analyze site traffic, understand customer needs and trends, carry out targeted promotional activities and to improve our services. We may use your non-personal information by itself or aggregate it with information we have obtained from others. We may share your non- personal information with our Affiliated Companies and third parties to achieve these objectives and others, but remember that aggregate information is anonymous information that does not personally identify you. We may provide our analysis and certain non-personal information to third parties (who may in turn use this information to provide advertisements tailored to your interests), but this will not involve disclosing any of your personally identifiable information.

INFORMATION YOU PROVIDE ABOUT A THIRD PARTY

If you send someone else a communication from the Platform, the information you provide (names, e-mail addresses, etc.) is used to facilitate the communication and is not used for any other marketing purpose unless we obtain consent from that person or we explicitly say otherwise. Please be aware that when you use any send-to-a-friend functionality on our Platform, your e-mail address may be included in the communication sent to your friend.

INFORMATION THIRD PARTIES PROVIDE ABOUT YOU

We also may, from time to time, supplement the information we collect with outside records from third parties in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to purchase products or services that we believe may be of interest to you.  We may combine the information we receive from those other sources with information we collect through the Website. In those cases, we will apply this Privacy Policy to any personal identifiable information received, unless otherwise specifically disclosed by us at the time you provide your personally identifiable information.

THIRD PARTY SERVICE PROVIDERS

We and/or the Platform will utilize other third party service providers (the “Third Party Service Provider(s)”). By using the Platform, you hereby consent and authorize us to delegate the authorizations and share the information you provide to us with our Third Party Service Provider(s) to the extent required to provide the services to you. Third Party Service Provider(s) will be utilized at the discretion of the Company. The Platform uses the following Third Party Service Providers: Azure, Guidestar, Stripe, Plaid, Twilio, SendGrid, Slack, Trello, Visual Studio Team Services, HockeyApp, and USPS Web Tools. By using the Platform, you agree to be bound by the privacy policies of each of the Third Party Service Providers. The privacy policies are located as follows:

  • Azure: https://azure.microsoft.com/en-us/support/legal/
  • Guidestar: https://learn.guidestar.org/terms-of-use
  • Stripe: https://stripe.com/us/terms/
  • Plaid: https://plaid.com/legal/
  • Twilio: https://www.twilio.com/legal/tos
  • SendGrid: https://sendgrid.com/tos/
  • Slack: https://slack.com/terms-of-service
  • Trello: https://trello.com/legal
  • Visual Studio Online: https://www.visualstudio.com/en-us/legal/terms-of-service- vs.aspx
  • HockeyApp: https://hockeyapp.net/terms/
  • USPS Web Tools: https://www.usps.com/business/web-tools-apis/distributor- guides.htm

If the privacy policies of any Third Party Service Provider are no longer available at the locations listed above, or you have any questions or concerns regarding the privacy policies of any Third Party Service Provider, you must contact the Third Party Service Provider directly. The links above are provided for your convenience only.

OTHER USES

E-MAIL COMMUNICATIONS:

If you send us an e-mail with questions or comments, we may use your personally identifiable information to respond to your questions or comments, and we may save your questions or comments for future reference. For security reasons, we do not recommend that you send non-public personally identifiable information, such as passwords, social security numbers or bank account information, to us by e-mail.  Further, we may send you e-mail under the following circumstances: (a) if you request a particular service or sign up for a feature that involves e-mail communications; (b) if it relates to purchases you have made with us (e.g., product updates, customer support, etc.); (c) if we are sending you information about our other products and services; (d) if you consented to being contacted by e-mail for a particular purpose; (e) if you send us an e-mail, post information on the Platform (i.e., a blog) or otherwise submit information to us electronically, we may e-mail you to follow-up or otherwise communicate with you with respect thereto; (f) to provide you legal notices or notices with respect to your use of the Platform; or (g) to otherwise facilitate a transaction between us. In certain instances, we may provide you with tools on the Platform that will allow you to set your preferences for receiving e-mail communications from us; that is, agree to some communications but not others.  You may “opt out” of receiving future commercial e-mail communications from us by clicking the “unsubscribe” link or following the other instructions included at the bottom of most e-mails we send, or as provided below in Section I; provided, however, we reserve the right to send you transactional e-mails such as customer service communications.

TRANSFER OF ASSETS:

As we continue to develop our business, we may sell or purchase assets. If another entity acquires us or all (or substantially all) of our assets, the personally identifiable information and non-personal information we have about you will be transferred to and used by this acquiring entity, though we will take reasonable steps to ensure that your preferences are followed.  Also, if any bankruptcy or reorganization proceeding is brought by or against us, all such information may be considered an asset of ours and as such may be sold or transferred to third parties.

OTHER:

Notwithstanding anything herein to the contrary, we reserve the right to disclose any personally identifiable or non-personal information about you if we are required to do so by law, with respect to notices and counter-notices pursuant to our DMCA notice and takedown policy and procedures and/or if we believe that such action is necessary to: (a) fulfill a government request; (b) conform with the requirements of the law or legal process; (c) protect or defend our legal rights or property, our Platform, or other users; or (d) in an emergency to protect the health and safety of our Platform’s users or the general public.

YOUR CALIFORNIA PRIVACY RIGHTS:

Residents of the State of California, under certain provisions of the California Civil Code, have the right to request from companies conducting business in California a list of all third parties to which the company has disclosed certain personally identifiable information as defined under California law during the preceding year for third party direct marketing purposes. You are limited to one request per calendar year. In your request, please attest to the fact that you are a California resident and provide a current California address for our response.  You may request the information in writing at:

Scripps Networks, LLC, 1180 Avenue of the Americas New York, NY 10036, Attn: California Privacy Request, privacy@scrippsnetworks.com

THIRD PARTY AD SERVER NETWORKS:

The Platform may use third parties such as network advertisers to serve advertisements on the Platform and may use traffic measurement services to analyze traffic on the Platform. Network advertisers are third parties that display advertisements based on your visits to the Platform and other websites you have visited. Third-party ad serving enables us to target advertisements to you for products and services in which you might be interested. The Platform’s third party ad network providers, the advertisers, the sponsors and/or traffic measurement services may themselves set and access their own cookies and other technologies on your Computer and track certain behavioral information regarding users of your Computer via a Device Identifier. These third party cookies and other technologies are set to, among other things: (a) help deliver advertisements to you that you might be interested in; (b) prevent you from seeing the same advertisements too many times; and (c) understand the usefulness to you of the advertisements that have been delivered to you. Note that any images (or any other parts of a web page) served by third parties in association with third party cookies may serve as web beacons, which enable third parties to carry out the previously described activities. Third party cookies, web beacons, and other third party technologies are governed by each third party’s specific privacy policy, not this one. While we may use a variety of companies to serve advertisements on the Platform, you may wish to visit http://www.networkadvertising.org/optout_nonppii.asp, which provides information regarding this practice by Network Advertising Initiative (“NAI”) members, and your choices regarding having this information used by these companies, including the “opt- out” procedures of NAI members. Opting out of one or more NAI members only means that those NAI members will no longer be able to deliver targeted content and/or ads to you, which will affect this and other web sites, but does not mean you will no longer receive any targeted content and/or ads. Also, if your browsers are configured to reject cookies when you visit this opt-out page, or you subsequently erase your cookies, use a different computer or change web browsers, your NAI opt-out may not, or may no longer, be effective. Additional information is available on the NAI’s web site accessible by the above link.

CHILDREN

The features, programs, promotions and other aspects of our Platform requiring personally identifiable information are not intended for children.  We do not knowingly collect personally identifiable information from children under the age of thirteen (13). If you are a parent or guardian of a child under the age of thirteen (13) and believe he or she has disclosed personally identifiable information to us, please contact us at support@gosparechange.com. A parent or guardian of a child under the age of thirteen (13) may review and request deletion of such child’s personally identifiable information as well as prohibit the use thereof.  A description of the specific types of information collected from a child under the age of thirteen (13) will be provided to the parent or guardian of that child upon the parent or guardian’s request.

KEEPING YOUR INFORMATION SECURE

We have implemented security measures we consider reasonable and appropriate to protect against the loss, misuse and alteration of the information under our control.  Please be advised, however, that while we strive to protect your personally identifiable information and privacy, we cannot guarantee or warrant the security of any information you disclose or transmit to us online and are not responsible for the theft, destruction or inadvertent disclosure of your personally identifiable information. In the unfortunate event that your “personally identifiable information” (as the term or similar terms are defined by any applicable law requiring notice upon a security breach) is compromised, we may notify you by e-mail (at our sole and absolute discretion) to the last e-mail address you have provided us in the most expedient time reasonable under the circumstances; provided, however, delays in notification may occur while we take necessary measures to determine the scope of the breach and restore reasonable integrity to the Platform as well as for the legitimate needs of law enforcement if notification would impede a criminal investigation. From time to time we evaluate new technology for protecting information, and when appropriate, we upgrade our information security systems.

OTHER SITES/LINKS

Our Platform may link to or contain links to other third party websites that we do not control or maintain, such as in connection with purchasing products referenced on our Website and banner advertisements. We are not responsible for the privacy practices employed by any third party website. We encourage you to note when you leave our Websites and to read the privacy statements of all third party websites before submitting any personally identifiable information.

THIRD PARTY APPLICATIONS

Third party applications may be available via the Platform. THE OWNERS OF THESE APPLICATIONS (“THIRD PARTY OWNERS”) MAY COLLECT PERSONALLY IDENTIFIABLE INFORMATION FROM YOU AND MAY HAVE THEIR OWN

POLICIES AND PRACTICES.  We are not responsible for how Third Party Owners or their applications use your personally identifiable information. These Third Party Owners may have their own terms of service, privacy policies or other policies and ask you to agree to the same. We are not responsible for these policies or the practices of Third Party Owners. Be sure to review any available policies before submitting any personally identifiable information to a third party application or otherwise interacting with it.

CONTACT & OPT-OUT INFORMATION

The Platform may include subscription and registration management tools that allow you to make changes regarding your preferences for receiving communications. Regardless of whether these tools are available through the Platform, you may contact us as at support@gosparechange.com if: (a) you have questions or comments about our Privacy Policy; (b) wish to make corrections to any personally identifiable information you have provided to us; (c) want to opt-out from receiving future commercial correspondence, including e-mails, from us (we may continue to send you transactional messages such as responding to your inquiries); or (d) wish to withdraw your consent to our future sharing of your personally identifiable information with third parties for their direct marketing purposes. We will respond to your request and, if applicable and appropriate, make the requested change in our active databases as soon as reasonably practicable.  Please, note that we may not be able to fulfill certain requests while allowing you access to certain benefits and features of our Platform.  Also, please note that it is not always possible to completely change, remove or delete all of your information from our databases and that residual data may remain on backup media or for other reasons.  Also, if you have made any public postings on the Platform, such as in forums or blogs, these communications are generally not removed by us.

CONSENT TO TRANSFER INFORMATION TO THE UNITED STATES

The Platform is operated in the United States and intended for users located in the United States. If you are located in the European Union, Canada, or elsewhere outside of the United States, please be aware that information we collect will be transferred to and processed in the United States. By using the Platform or providing us with any information, you consent to this transfer and processing of your information in the United States.

SOLE STATEMENT

This Privacy Policy as posted is the sole statement of our privacy policy with respect to the Platform, and no summary, modification, restatement or other version thereof or other privacy statement or policy, in any form, is valid unless we post a new or revised policy to the Platform.

if you have any questions, please email legal@gosparechange.com

SpareChange works on a fee-based revenue model, so when a donation is made, donors receive a tax receipt for 100% of their donation amount. However, there is a donor advised fund arrangement fee of 6% before funds are distributed.

SpareChange uses that fee to pay all its partners (more info at “Terms and Conditions”) and associated overhead costs. There is also an additional fee charged by the credit card merchants, which differs slightly from one to the other (check out your merchant site for more info). This merchant fee which will be added on to the donor advised fund arrangement fee and paid before the donation is distributed to charities.

In order to avoid unnecessary partner and merchant charges, we established the following minimums:

  • One-Time and Recurring Donations: the minimum required to donate is $10.00.
  • Triggered Donations: there is no minimum required for your triggers, but we will withdraw the funds from your payment method once the sum of your triggered donations is equal to $15.00 or more.

Interesting Note: As part of a competitive research conducted in December 2016, the average fees deducted from a typical donation by organizations with similar mission statements was about 8% – 10% in addition to the credit card merchant fees.

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